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Top 10 Best Credit Card Processing Machines In 2021

Once you have started your business, one of the most important things to consider is the method of payment acceptance, and a proper credit card reader is imperative in this regard. No one chooses to take the hassle of carrying cash nowadays and you should be equipped with the right machine to process credit cards to avoid missing out on potential purchases. Be it swipe or chip readers, your store needs to get a credit card processing machine. We have compiled a list of the top 10 credit card processing machines to assist you in this quest.

Also check this: Best Business Card Holder For Women Review


Best Credit Card Processing Machines Review


10.  MSR90 USB Swipe

[amazon box=”B01DUB4GVO”]

This Credit Card Processing Machines should be your go-to credit card processing machine if you are looking for a compact machine to be able to read three tracks simultaneously and allow bidirectional reading while being extremely affordable.

 It comes with a Green LED, which lights up when connecting and blinks as you swipe cards.

Features
  • Compact structure
  • Magnetic card reader


9. Clover Go Contactless Reader

[amazon box=”B073ZN1KVL”]

This credit card processing machine has a service plan of around $79 but is pretty affordable compared to the other competitors. It is very easy to get started with it.

This is mostly useful for contactless payments and is unable to read magnetic strips. It is connected via Bluetooth and you are able to use it with any pre-existing account of Clover Go.

Features
  • Efficient end-to-end encryption ensures high security
  • Includes a charging cable


8. Verifone Vx820 PINpad

[amazon box=”B0773TSW8Q”]

This Credit Card Processing Machines like any other traditional credit card processing machine whereby you are presented with a resistive touch screen pin pad.

The machines come with the option to connect to an ethernet cable or via USB. It accepts chip, swipe, and contactless payments.

Features
  • Accepts EMV, magstripe as well as NFC/CTLS cards
  • No monthly fee required


7.Verifone VX520

[amazon box=”B00ACOD1SC”]

if you are looking for something that can serve as more than a mere credit card processing machine, this is what you should go for. This is small but highly powerful with a great cable management system.

It is efficiently designed to use time-tested Verix OS that allows rapid processing and encryption handling.

Features
  • Contactless Reader
  • End-to-end encryption ensures enhanced security


6. Symcode USB

[amazon box=”B072JMC1DQ”]

 You are able to access the maximum control in this credit card processing machine whereby you can accept payments by reading magnetic strips.

Credit Card Processing Machines are extremely user-friendly and arrows verification in up to 3 tracks at the same time.

Features
  • No requirement of external USB driver software installation
  • Comes with a USB cable
  • Increased reading and writing speeds

Don’t forget to check this: Best Credit Card Holders Review


5.  2xhome- POSMATE

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This top-class Credit Card Processing Machines is the most convenient to use reader out there which you can program entirely as per your needs.

It comes with three separate tracks that can allow you increased control over payment acceptance in your business. It is compatible with both Windows and Mac and emits a green LED light when engaging in bi-directional reading.

Features
  • Very versatile
  • Fully programmable reader


4. MagTek

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This credit card processing machine is one of the best sellers for the three-track magnetic strip reading calibers. It comes with non-volatile memory. Furthermore, it allows for a quick review of transactions.

The credit card processor comes with a 6 feet long USB cable. It is compatible with any computer or device that is equipped with a USB interface.

Features
  • Bi-directional card reading techniques
  • Magnetic strip reader – 3 tracks


3. Square A-SKU-0047

[amazon box=”B00HZYK3CO”]

Credit Card Processing Machines accept almost all major credit cards at a very low cost. You only have to pay 2.6% and an additional $0.10 for every transaction.

It comes with a 3.5mm headphone jack and is extremely small, convenient to carry around. It works for magnet strips.

Features
  • Compatible with both Apple and Android
  • Highly portable reader
  • Extensive risk monitoring features


2. Osayde 605

[amazon box=”B019IKBYMA”]

Credit Card Processing Machines are extremely handy credit card processing machines whereby you are able to read, write as well as erase the magnetic strips of cards. It can also encode or verify up to 3 different tracks of data at the same time.

The machine has a sleek black body, comes with 20 free blank cards, a USB connection, and an efficient power adapter.

Features
  • Reading and writing features included
  • Magnetic card reader


1. Square Reader for Chip and Contactless

[amazon box=”B01BSVGBKM”]

Credit Card Processing Machines accept NFC cards, Apple pay as well as Google Play. You do not need to have long-term payment contracts or monthly fees. You only have to pay 2.6% and an additional $0.10 for every transaction.

This smart credit card processing machine comes with a strong battery, with its extremely mobile structure. You are able to process credit card payments through a simple tap or contactless, in a matter of seconds.

Features
  • Able to wirelessly connect to your smart device using Bluetooth
  • Transfers payments to your account within 2 business days


Credit card processing machines are very essential and convenient to use but often compromised in quality. However, these champion machines mentioned above are the best quality ones in the market. Pick one from the list and you won’t be disappointed.

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